Break-even and margin analysis
See the sales level each part of the business needs, then track gross and net margin by product, client or team.
Financial advisory Surrey
See the numbers behind your business.
Profit is an outcome, not an accident. Crown Veritas gives SME owners the financial view needed to improve cashflow, set stronger prices and make better decisions before growth or a sale.
CFO-level insight without the full-time cost.
Profitability snapshot
Illustrative monthly view
Projected operating profit
£18,420
12% margin improvement
Break-even sales
£74k
Cash cover
13 wks
Average job margin
31%
Cash positionLast 6 months
13-weekcashflow forecasting
Scenario-ledplanning and modelling
Sale-readyfinancial preparation
Financial Advisory Services
Clear numbers give you room to act. We focus on the figures that change decisions this month.
Pricing strategy
We test price points, compare market signals and replace informal discounting with a pricing policy your team can use.
Cashflow forecasting
A practical rolling forecast shows when cash arrives, when it leaves and where working capital is under pressure.
Project profitability
Job costing exposes scope drift, under-billed hours and supplier costs that quietly erode project returns.
Pre-sale financial clean-up
We organise management accounts, normalise earnings and address questions likely to arise in due diligence.
Scenario modelling
Test a new hire, a price change or a large contract before committing cash and management time.
Pricing strategy South East England
Pricing that captures the value you create.
Low prices can keep a busy team busy while leaving little behind. We review value, competitor positioning, price sensitivity and discount rules so each quote has a commercial reason.
Value-based assessment
Competitor benchmarking
Sensitivity testing
Discount policy review
Margin responseTarget range
Under-pricedBest-fit priceOver-priced
Cashflow: the SME killer.
A profitable order can still create a cash gap when materials, wages and tax fall due first. We make that timing visible.
13-week rolling forecast
Update one working view each week and see pressure early enough to respond.
Working capital control
Find stock, payment and billing changes that release cash without damaging delivery.
Debtor management
Set clear payment steps, ownership and escalation points for overdue invoices.
Supplier planning
Match supplier terms to your billing cycle and protect key relationships.
Prepare Your Business for Sale
Buyers look past a single strong month. They want clean evidence of repeatable earnings and sensible controls.
1. Organise
Bring management accounts, contracts and key financial records into a clear pack.
2. Normalise
Separate one-off costs and owner items so underlying earnings are easier to understand.
3. Improve
Address margin, customer concentration and cash controls that affect valuation.
4. Coordinate
Give your accountant, solicitor and broker consistent figures for the next stage.
"We stopped guessing which jobs were paying for the business. Within six months, the forecast was positive and our decisions were calmer."Marla T., manufacturing SME owner in Surrey
6 monthsto positive cashflow
31%job margin visibility
Financial Advisory FAQs
Practical answers before we look at your numbers.
Do you replace our accountant?
No. Your accountant remains responsible for statutory accounts and tax work. We work alongside them on management information, cashflow, pricing, forecasting and commercial decisions.
What financial software do you work with?
We can work with common cloud accounting systems and spreadsheet-based reporting. The first step is to understand how your data is currently collected, checked and used.
How much does a financial review cost?
The fee depends on the size of the business, the records available and the questions you need answered. Contact us with a short outline and we will confirm the scope and fee before work starts.
Can you help with investor due diligence?
Yes. We can prepare financial schedules, explain normalised earnings, test forecasts and help your advisers respond to investor questions with consistent figures.
Turn numbers into growth.
Request a financial diagnostic session with Crown Veritas. Call +44 7700 185679 or email [email protected] to discuss your cashflow, pricing or sale plans.